Resources · risk & liability
Professional indemnity and public-liability cover are central components of responsible instructor and studio practice, but the appropriate policy depends on local law and the services delivered.
IPMA guidance helps members identify questions to discuss with a qualified insurance adviser: the activities covered, territorial limits, exclusions, contractor arrangements, participant screening, and equipment-related liabilities.
Studios should maintain a clear record of cover, incident procedures, instructor status, and equipment maintenance. Insurance does not remove the need for competent teaching, accurate representation, safe reformer-machine operation, or ethical decision-making.
This page provides a professional framework rather than insurance advice or a recommended product. Members must obtain advice appropriate to their jurisdiction and business structure.
Every IPMA public programme page is maintained as an operational guide, not a marketing promise. Requirements are reviewed with educators, institutional partners, and governance advisers so that members can understand both the opportunity and the responsibility attached to participation.
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The Alliance applies clear publication, documentation, and review practices to this area of work. Participants receive a defined point of contact, written expectations, and a pathway for raising questions before a decision, enrolment, or professional commitment is finalised.
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Regional delivery may reflect local laws, languages, and professional customs, while the underlying expectation remains consistent: decisions must be evidence-based, records must be accurate, and the welfare of learners, clients, and the public must be protected.
